Coach & Minibus Finance
Flexible funding for coaches, minibuses and passenger vehicles
Whether you operate private hire, school transport, tourism or community services, investing in coaches and minibuses can place significant strain on cashflow. At Avante Financial, we arrange coach and minibus finance for UK businesses, helping you acquire vehicles without large upfront costs.
From single vehicle purchases to full fleet upgrades, we secure tailored finance solutions that align with your operational and budget requirements.
What we can finance
We arrange finance for a wide range of passenger transport vehicles, including:
Coaches (standard and executive)
Minibuses
Accessible and wheelchair-adapted vehicles
School and education transport vehicles
Private hire and contract vehicles
New and used vehicles
Dealer and private purchases
If the vehicle is used to transport passengers commercially, we can usually help.
Coach & minibus finance options
We offer several finance structures depending on your business goals:
Hire Purchase
Own the vehicle outright at the end of the agreement, spreading the cost over fixed monthly payments.
Finance Lease
Lower monthly payments with flexibility at the end of the term, ideal for cashflow-focused businesses.
Operating Lease
Use the vehicle without ownership, often including maintenance options.
Refinance / Sale & Hire Back
Release capital from existing HGVs or trailers you already own while continuing to use them.
How coach & minibus finance works
Initial discussion – Understanding your business, routes and vehicle needs
Lender sourcing – Accessing specialist transport finance lenders
Indicative terms – Transparent options with no jargon
Approval & documentation – Efficient and straightforward process
Vehicle acquisition – Funds released so you can get operational
Who this is suitable for
Coach operators and tour companies
School and education transport providers
Community transport organisations
Private hire and contract operators
Care, healthcare and local authority contractors
Start-ups and established operators
We work with limited companies, partnerships, sole traders and new businesses, subject to criteria.
Typical finance terms
Finance available on new and used vehicles
Terms typically from 12 to 72 months
VAT can often be funded (subject to lender approval)
Competitive rates from specialist lenders
Flexible structures aligned to cashflow
All finance is subject to status, affordability and lender criteria.
Why choose Avante Financial
Access to specialist coach and minibus lenders
Experience with regulated and contract-based transport operators
Clear, straight-talking commercial advice
Fast decisions and efficient delivery
UK-wide service
We act as a commercial finance broker, giving you access to the wider market rather than a single lender.
Frequently Asked Questions
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Yes. We regularly arrange finance for both new and used vehicles, subject to age and condition requirements.
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Yes. Start-ups can be considered, particularly with relevant industry experience.
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Yes. Adapted and specialist vehicles are commonly funded.
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In many cases, VAT can be included, depending on the structure and lender.
Speak to a coach & minibus finance specialist
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If you’re looking to fund a coach, minibus or passenger transport vehicle, speak to Avante Financial today. We’ll guide you through your options and secure a solution that works for your operation.